How do you choose between a ready-to-move apartment and an off-plan apartment in Turkey? With Turkey's booming real estate market and the increasing demand from foreign investors and local buyers, many face a real dilemma: Is it better to buy a ready-to-move apartment in Turkey or an off-plan apartment?
Each option has its advantages and disadvantages, and each type of apartment has its own nature that suits a specific category of buyers, whether they are looking for immediate housing or a long-term investment.
In this comprehensive article from Mbany Real Estate, we review the fundamental differences and analyze the distinction between ready-to-move and off-plan apartments in detail to help you make the right decision according to your needs and goals.
We will discuss the advantages of ready-to-move apartments in Turkey and delve into the disadvantages of off-plan apartments in Turkey, as well as highlighting the benefits of investing in each.
We will also shed light on the best areas to buy each type of property, such as the best ready-to-move apartments in Istanbul, or investment apartments under construction in Turkey.
Ready-to-Move Apartments in Turkey: What Distinguishes Them?
Ready-to-move apartments in Turkey are the ideal option for those looking for a property that can be used or rented out immediately. This type of property is suitable for families who want to settle down quickly, or investors who plan to obtain a stable rental income.
Advantages of Ready-to-Move Apartments in Turkey
- Immediate Handover: Upon signing the contract, you can directly take possession of the apartment and start using it, which is essential for families looking for immediate relocation.
- Complete Project Readiness: You can inspect the entire project, including the apartment itself, common areas, infrastructure, and the surrounding area, minimizing surprises.
- Bank Support: Many Turkish banks offer facilities in real estate financing when buying a ready-to-move apartment in Turkey, due to the lower level of risk.
- Immediate Rental Opportunity: The apartment can be rented out immediately and benefit from immediate rental returns, which is an attractive feature when considering real estate investment in ready-to-move apartments in Turkey.
- Possibility of Benefiting from Turkish Citizenship: Some ready-to-move apartments fall under the properties eligible for obtaining Turkish citizenship.
Disadvantages of Ready-to-Move Apartments
- Higher Price: Ready-to-move apartments for immediate delivery in Turkey are usually more expensive by 15-30% compared to off-plan apartments.
- Fewer Customization Options: You cannot modify the interior design or finishes, as the property is already ready.
- Limited Options in Some Areas: In modern or attractive areas such as European Istanbul, ready-to-move properties may be relatively rare.
Off-Plan Apartments in Turkey: Are They Worth the Wait?
Off-plan apartments in Turkey represent a golden opportunity for investors who are thinking in the medium or long term, as they can be purchased at lower prices and with flexible payment options.
Advantages of Investment Apartments Under Construction in Turkey
- Competitive Prices: You can buy the apartment at a low price compared to the expected prices upon completion of the project, which opens the door to realizing a profit upon resale.
- High Capital Return: Many projects see an increase in property value by 20-40% as construction progresses, especially in urban development areas.
- Flexible Installment Options: The majority of companies offer apartments for sale in installments off-plan in Turkey, with a low down payment and monthly installments.
- Interior Customization Options: Some developers allow the buyer to choose paint colors, tiles, or even divide spaces.
- Opportunity to Enter Huge Projects: Many large residential complexes are offered in the construction phases, giving you the opportunity to reserve a prime location within the project.
Disadvantages of Off-Plan Apartments in Turkey
- Risk of Delay: Many projects are delayed beyond the announced delivery dates, which affects housing or rental plans.
- Legal Risks: There are risks to buying off-plan apartments in Turkey related to building permits and unclear land ownership in some cases.
- No Guarantee of Quality: The buyer does not see the final product at the time of purchase, and the quality may differ upon delivery.
- Difficulty of Bank Financing: Some banks refuse to finance the purchase of incomplete apartments, or require additional guarantees.
Comparison Between Ready-to-Move and Off-Plan Apartments
When comparing the two options, fundamental differences become clear. Ready-to-move apartments in Turkey offer security and stability, while off-plan apartments in Turkey offer investment opportunities with potentially higher returns but at greater risk.
Also, the difference between ready-to-move and off-plan apartments is not only about costs or timing, but includes the nature of the investment, laws, and financing options. Therefore, a comparison between ready-to-move and off-plan apartments is necessary before making a decision.
When Should I Buy an Off-Plan or Ready-to-Move Apartment?
This question is often asked: When should I buy an off-plan or ready-to-move apartment? The answer depends on your financial situation, your real estate goals, and your willingness to take risks. Make the right decision for you:
- If you need immediate housing or want to rent out the property immediately, choosing ready-to-move apartments for immediate delivery in Turkey is the most appropriate.
- But if you are willing to wait and want to make profits upon later sale, buying investment apartments under construction in Turkey may be a smart decision.
- Off-plan projects are also an excellent option for those who want to pay the price of the property in installments without the need for bank borrowing.
Best Ready-to-Move Apartments in Istanbul: Distinctive Options
Istanbul is one of the cities that offers a variety of real estate options. If you are looking for the best ready-to-move apartments in Istanbul, the following areas stand out strongly:
- Basaksehir: A modern area with a strong infrastructure, suitable for families and investors.
- Beylikdüzü: Offers projects at a reasonable cost, and a strategic location near transportation.
- Kartal and Maltepe: On the Asian side of Istanbul, where apartments for sale in Turkey ready to move in 2025 are available at reasonable prices.
Through Mbany Real Estate, you can view the latest projects in these areas and take advantage of facilities and discounts.
Risks of Buying Off-Plan Apartments in Turkey
It is important to be aware of the risks of buying off-plan apartments in Turkey before making a decision:
- The possibility of the project stopping due to financial problems with the developer or failure to obtain permits.
- Changes in designs or final quality compared to marketing offers.
- Difficulty reselling before delivery, which restricts liquidity flexibility.
- Legal problems if a formal sale contract is not signed and notarized.
Real Estate Investment in Ready-to-Move Apartments Turkey: Why Is It the Safe Option?
Many investors prefer to buy a ready-to-move apartment in Turkey because of the peace of mind and security it provides. Real estate investment in ready-to-move apartments in Turkey guarantees:
- Immediate income from rent.
- The possibility of using the apartment as a residence or registering in citizenship programs.
- Selling the property later at added value due to the location and services.
- Avoiding the risks of delays or legal disputes.
The Difference Between Ready-to-Move and Off-Plan Apartments from a Legal Perspective
From a legal point of view, the difference between ready-to-move and off-plan apartments is fundamental:
- Ready-to-move apartments are documented in the Tapu (title deed), which gives the buyer full protection.
- As for off-plan apartments, they need to be accurately documented in the initial contracts, and it is always preferable to have a specialized lawyer to guarantee rights.
- For foreigners, it must be ensured that there is a sales permit for foreigners in projects that are still under construction.
Mbany Real Estate: Your Partner in Making the Right Decision
Mbany Real Estate offers free consulting services to help you determine the best option between ready-to-move apartments in Turkey and off-plan apartments in Turkey.
Thanks to its experience in the market, the company provides reliable projects, with full support in choosing the right property and completing legal procedures.
Frequently Asked Questions: Ready-to-Move Apartments vs. Off-Plan Apartments in Turkey: Which Should You Choose?
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What is the difference between ready-to-move and off-plan apartments ?
Ready-to-move apartments are complete and available immediately, while off-plan apartments need time for delivery and are often less expensive but riskier.
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Are off-plan apartments suitable for investment ?
Yes, provided that you choose a reliable project and ensure the developer's seriousness and real estate record.
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What is better, a ready-to-move or off-plan apartment ?
The decision depends on your needs. Immediate housing or rental suits ready-to-move apartments, while future returns suit off-plan.
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Can foreigners buy off-plan apartments in Turkey ?
Yes, but attention should be paid to legal controls and signed agreements, and ensure a sales permit for foreigners.
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Does Mbany Real Estate offer ready-to-move and off-plan apartments ?
Yes, the company offers a wide range of ready-to-move and off-plan projects, with facilities, installments, and integrated legal support.
Conclusion: The Decision Between a Ready-to-Move or Off-Plan Apartment Starts from Your Goals
In the end, whether you decide to buy a ready-to-move apartment in Turkey or choose to enter an off-plan apartment project in Turkey, the decision should be based on a clear vision of your real estate goals.
If you are looking for comfort, security, and immediate income, then ready-to-move apartments are your best option. But if you are willing to wait and risk for a higher profit, off-plan apartments may be a profitable option.
With Mbany Real Estate, you will always find the support and advice to make a confident and profitable decision. So, what is better, a ready-to-move or off-plan apartment? The answer is now in your hands.
28-02-2025 
