Owning a new property in Turkey is an important and strategic investment, whether you intend it for personal residence or long-term real estate investment.
However, this investment comes with challenges and potential risks, especially those related to natural hazards such as earthquakes, floods, and landslides. Therefore, insuring properties in Turkey is a necessary step to protect your investment and ensure the safety of your home and tenants.
In this article, we review tips for securing your new property in Turkey against potential risks, focusing on the most important types of insurance, such as earthquake insurance in Turkey and home insurance in Turkey, and explaining the role of DASK Turkey in protecting properties.
We will also discuss how to choose the best insurance policy, tips for reducing internal risks, and the importance of awareness and education about potential hazards.
Whether you are considering buying an apartment, villa, or any other type of property, following these tips will ensure the protection of your investment, peace of mind, and the safety of your family and tenants.
We will also illustrate the role of Mbany Real Estate in providing consultations and services related to insurance to facilitate the process of buying and insuring property in a professional manner.
The Importance of Property Insurance in Turkey
Why Do You Need Property Insurance in Turkey?
Property insurance in Turkey is an essential step for all new property owners, protecting their investments from potential natural hazards.
Turkey is located in active seismic zones, making the risk of earthquakes real and tangible. Also, some areas are prone to floods and landslides due to heavy rainfall or geological changes.
By choosing the appropriate insurance, you can obtain:
- Immediate financial compensation in the event of any damage to the property.
- Protection of your real estate investments from financial losses.
- Guaranteed peace of mind and financial future for you and your family.
- Protection of tenants and the internal contents of the property.
Types of Insurance Available
DASK Earthquake Insurance
DASK earthquake insurance is mandatory for all properties in Turkey and aims to provide legal protection for owners and tenants alike. This insurance covers damages resulting from earthquakes and helps stabilize investors in the event of natural disasters.
Natural Hazard Insurance
Natural hazard insurance provides broad protection that includes floods, landslides, fires, and even severe storms in some areas. This insurance allows owners to feel financially secure regardless of the nature of the disaster.
Home and Tenant Insurance
Home and tenant insurance aims to protect the contents of the home, electrical appliances, furniture, and personal belongings of tenants. It also protects the owner from any legal claims that may arise as a result of damage to tenants.
Understanding DASK Turkey and Its Importance
What is DASK Turkey?
DASK Turkey is the mandatory earthquake insurance program in Turkey, also known as the "Mandatory Earthquake Insurance for Homes." This program aims to provide quick compensation to owners in the event of earthquakes and covers all types of residential and commercial properties.
By registering with DASK Turkey, the owner guarantees to receive:
- Quick compensation after a disaster.
- Legal protection for the property and tenants.
- Financial support to restore and repair the property after damage.
Benefits of DASK Insurance in Turkey
- Immediate financial compensation after disasters: Whether the damage is partial or total, insurance guarantees the necessary financial support.
- Ensuring the protection of tenants and properties: Insurance helps protect the internal contents of the property and tenants from losses.
- Supporting the financial stability of families and investors: It alleviates the financial pressure on owners and ensures the continuity of real estate investment.
Tips for Earthquake Insurance in Turkey
Practical Steps to Insure Your Home
- Register immediately for DASK earthquake insurance upon purchasing the property.
- Ensure the validity of the insurance policy and its coverage for all basic risks such as earthquakes and landslides.
- Choose an insurance policy suitable for all types of properties, whether it is an apartment or a villa.
- Seek assistance from Mbany Real Estate to provide the best insurance options and manage the registration and follow-up process.
Additional Tips
- Choose a house according to earthquake-resistant standards.
- Inspect the infrastructure and ensure the durability of the foundations before moving in.
- Adhere to emergency prevention guidelines, such as preparing emergency supplies and developing an evacuation plan.
Securing Homes Against Natural Hazards
Types of Natural Hazards
Natural hazards that should be insured against include:
- Earthquakes and volcanoes.
- Floods and landslides.
- Severe storms and fires.
Choosing comprehensive natural hazard insurance ensures coverage for these hazards and increases the safety of the property.
How to Choose the Right Insurance
- Review the financial coverage for properties and contents carefully.
- Compare insurance offers from different companies to ensure the best terms.
- Ensure that the insurance includes tenants as well, especially if the property is rented.
Insuring Tenants and Common Properties
The Importance of Protecting Tenants
Protecting tenants is necessary to reduce legal risks and ensure their safety. Earthquake insurance provides tenants with financial protection for individuals and ensures that their property is protected from potential damage.
Tips for Shared Apartments
- Ensure that all tenants are registered in DASK Turkey insurance.
- Develop a joint emergency plan for all residents in shared buildings.
- Conduct regular drills on rapid disaster response.
The Role of Mbany Real Estate in Protecting Your Property
The Company's Services in Insurance
Mbany Real Estate provides comprehensive consultations on selecting the best insurance plans, legal registration procedures, and following up on claims with insurance companies, facilitating the process of protecting the property in a professional manner.
Benefits for Clients
- Providing insurance at competitive and flexible prices.
- Following up on claims with insurance companies to ensure receipt of compensation.
- Providing professional advice to reduce future risks to the property and tenants.
Practical Steps to Insure Your New Property
Basic Steps
- Purchase earthquake insurance in Turkey immediately upon completion of the real estate transaction.
- Choose comprehensive insurance that includes all natural hazards.
- Inspect the property with experts to assess security aspects and infrastructure.
Following up on Insurance
- Renew insurance documents periodically to ensure continued protection.
- Update information about the property and tenants.
- Continuous communication with insurance companies to review coverage and ensure its effectiveness.
Tips for Reducing Internal Risks
Protecting Property Inside the Home
- Secure heavy furniture safely to prevent tipping over during earthquakes.
- Store flammable materials away from heat sources.
- Develop an emergency plan for all family members that includes assembly points and evacuation routes.
The Importance of Awareness and Education About Risks
Training Tenants and Families
Educating residents about potential hazards and preventive measures reduces damage and increases the effectiveness of insurance. Workshops and training courses can be organized to teach how to deal with earthquakes and natural disasters.
Comparison Between Different Types of Insurance
Earthquake Insurance vs. Natural Hazard Insurance
- DASK Earthquake Insurance: Mandatory and covers earthquakes only, considered the minimum protection for the property.
- Natural Hazard Insurance: Optional, and covers floods, landslides, and fires, providing broader protection for the property and contents.
Frequently Asked Questions: Tips for Securing Your New Property in Turkey Against Potential Risks
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Is DASK Turkey insurance mandatory for all homes ?
Yes, DASK earthquake insurance is mandatory for all properties in Turkey and includes all types of residential properties.
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What is the difference between earthquake insurance and natural hazard insurance ?
Earthquake insurance covers earthquakes only, while natural hazard insurance includes floods, landslides, and fires, giving broader protection to the property.
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Can tenants be insured separately ?
Yes, you can choose earthquake insurance for tenants to ensure the protection of their lives and property and reduce legal risks to the owner.
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How do you choose the best real estate insurance company in Turkey ?
It is recommended to rely on reliable companies such as Mbany Real Estate, which provides comprehensive consultations and follow-up for all insurance steps.
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Does insurance cover losses resulting from old earthquakes ?
Insurance covers losses resulting from earthquakes after the policy takes effect, and you should check the terms of the policy before any accident occurs to ensure full compensation.
Conclusion: Tips for Securing Your New Property in Turkey Against Potential Risks
Protecting your new property in Turkey against potential risks is essential to maintaining your investment and the safety of your family.
By following tips for securing your new property in Turkey against potential risks and taking advantage of earthquake insurance in Turkey, property insurance in Turkey, and home insurance in Turkey through DASK Turkey and Mbany Real Estate, you will ensure comprehensive protection for every aspect of your property.
Adherence to these steps ensures a safe investment, a stable future, and lasting peace of mind for all family members and tenants.
08-09-2025 
