Are you looking for an opportunity to own your own property without straining your budget? Buying apartments for sale in Turkey on installments without financial pressure is becoming a smart option that combines financial comfort and secure real estate investment.
In light of rising apartment prices on installments in Turkey in 2025, the importance of adopting a flexible installment plan is highlighted, whether you are a resident or a foreigner, looking for cheap apartments on installments in Istanbul, or seeking Turkish citizenship through property ownership.
In this comprehensive guide, we review all the information on how to buy an apartment in Turkey on installments, from the conditions and laws to apartment projects on installments in Turkey that offer the best deals through reputable companies like Mbany Real Estate.
Why Choose Apartments for Sale in Turkey on Installments?
Advantages of Paying for Apartments in Turkey in Installments Without Interest
One of the most prominent advantages of buying freehold apartments in Turkey on installments is the availability of long-term payment plans, which allow for apartment installment plans in Turkey without interest extending up to 5 years or more. This system alleviates the financial burden and allows for investment without the need for a huge initial capital outlay.
Secure Investment with Low Monthly Cost
By distributing the price over monthly installments, owning an apartment on installments in Turkey becomes possible for residents or foreigners without financial pressure, with the potential to benefit from future price increases.
Apartments for Sale in Turkey on Installments 2025: Expectations and Opportunities
Apartment Prices on Installments in Turkey 2025
Expectations indicate that apartment prices on installments in Turkey will witness an increase of 15% to 30% in 2025, especially in major cities. Therefore, buying an apartment now is a smart decision before further price increases.
Most Demanded Cities
- Istanbul: Still leading the real estate scene.
- Antalya: An investment and tourist destination.
- Trabzon: Receiving significant Gulf interest.
- Sakarya: Ideal for those looking for affordable apartments.
Cheap Apartments on Installments in Istanbul: How to Find Them?
Best Areas to Find Cheap Apartments
- Beylikdüzü: Modern residential projects at reasonable prices.
- Esenyurt: The most diverse and affordable area.
- Başakşehir: Long-term investment opportunities.
- Küçükçekmece: Strategically located near the Istanbul Canal project.
Price Comparison
When comparing cash purchases and installments, the price of an apartment on installments is often 10% to 20% higher. However, when choosing projects that offer apartment installments in Turkey without interest, this percentage decreases significantly.
Buying an Apartment on Installments in Turkey for Residents and Foreigners
What are the Conditions for Residents?
Residents in Turkey can buy apartments easily, provided they have a valid residence permit and a bank statement proving their ability to pay.
Apartments on Installments in Turkey for Foreigners
Foreigners are allowed to buy apartments on installments in Turkey in most cities. Companies like Mbany Real Estate offer special services to investors from the Gulf and North Africa.
Best Apartment Installment Deals in Turkey from Developers
Real Estate Company Offers in 2025
Apartments are offered for sale in Turkey on installments without a down payment and with installments up to 60 months. Projects in Istanbul and Bursa. Special offers on new projects.
Additional Features
- Installments in dollars or lira according to the contract.
- Possibility of VAT refund.
- Discounts for early payment.
Apartments for Sale in Turkey on Installments Without Down Payment
How Does This System Work?
In these offers, installments begin without the need for a down payment, which is ideal for families and young investors.
Who Benefits From It?
- People without ready capital.
- Foreigners who cannot transfer a down payment.
- Families who prefer flexible plans.
Terms and Laws for Real Estate Installments in Turkey
What are the Conditions for Buying an Apartment on Installments in Turkey?
- A legally documented contract.
- A clear payment plan documented in the Notary.
- Transfer of funds through banks.
- Symbolic down payment in some projects.
Laws of Real Estate Installments in Turkey
The Turkish Civil Code regulates real estate contracts, which guarantees the rights of the buyer and obliges the real estate developer to deliver the project on time.
Can You Obtain Citizenship from Apartments on Installments?
Apartments on Installments in Turkey with Citizenship
If the value of the apartment is $400,000 or more, you can apply for citizenship, provided that the payment is made through the bank and the contract is officially registered.
When is it not included in the naturalization requirements?
- If installments are paid in cash without a bank transfer.
- If the property is not officially registered.
- If the value is less than $400,000.
Risks of Buying Apartments on Installments in Turkey and How to Avoid Them
Main Risks
- Delay in project delivery.
- Hidden clauses in contracts.
- Sudden increase in installments.
- Unreliable companies.
How to Avoid Them
- Buying from Mbany Real Estate or reputable companies.
- Checking contracts with a real estate advisor.
- Ensuring that the project is officially registered.
- Requesting written guarantees from the company.
Frequently Asked Questions: Apartments for Sale in Turkey on Installments: How to Buy Without Financial Strain
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Can foreigners buy apartments on installments in Turkey ?
Yes, foreigners can buy apartments on installments in Turkey, and they can own property provided the payment is made through the bank and the contract is officially registered.
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Do all installment companies not require a down payment ?
No, some companies require a down payment, while others offer installments without a down payment.
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Can installments be in foreign currency ?
Yes, installments can be in foreign currency, and apartment installment plans in Turkey are available in dollars or lira as agreed.
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What is the available installment period ?
The available installment period is from 12 to 60 months, and some developers offer up to 10 years.
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Does buying an apartment on installments qualify you for citizenship ?
Yes, buying an apartment on installments qualifies you for citizenship, provided that the conditions of value, payment method, and official registration are met.
Conclusion: Apartments for Sale in Turkey on Installments Without Financial Strain
With the growing opportunities for real estate ownership in Turkey and the increasing demand for apartments for sale in Turkey on installments in 2025, installments have become the ideal option for those seeking safe investment or comfortable housing without financial pressure.
Reputable companies like Mbany Real Estate offer flexible deals that include cheap apartments on installments in Istanbul and apartment projects on installments in Turkey suitable for both residents and foreigners.
Start your journey towards ownership in Turkey today through smart payment plans that suit your budget, and take advantage of the best apartment installment deals in Turkey that allow you to buy without a down payment, and with long-term installment options in either lira or dollars.
24-10-2024 
